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Card Nanny Helps You
Identify Poor Spending Habits
The first step to saving money is understanding where that money is going. By customizing your budget categories and setting up monthly target amounts, you'll know how much you're spending and where.
Maintain Organized Records
Don't miss out on repairs covered under warranty or being within a return period again. With Card Nanny, you can upload your receipt and make a record of any purchase - eliminating frustration and the headache of searching for your receipt later on.
Save More Money
Laying out guidelines for yourself and sticking to them makes the task of bulking your savings account much, much easier. You might be surprised how much money you could be saving on the same income that you currently earn, just by making a few budget cuts! With Card Nanny, you'll be able to create categorized budget targets each month and compare over time to see how you're progressing.
Achieve a Higher Credit Score
Your credit score can determine if you get approved for a loan, what you'll pay in interest, and in some cases even employers have picked up on the use of credit scores.
Did you know 35% of your FICO score is payment history? Maintaining a budget and setting up reminders in Card Nanny allows you to eliminate many late bill payments, if not all of them. Our software also let's you record your credit scores (we do not provide credit score monitoring) and track how your score is doing.
Create Attainable Goals
Budgets make it possible to decide on a goal, figure out how much that goal will cost, and determine exactly when that goal will be reached. It could be a new car, or a trip to Hawaii, or perhaps the removal of a regrettable tattoo. As far-fetched as it may sound, many people find that after creating a budget for their specific income level, some of that eliminated waste can be turned into discretionary income.
Did you know...
1 out of 2 adults have no budget?
According to the National Foundation for Credit Counseling, over 50% of all U.S. consumers do not maintain a budget. The easiest, quickest way to take control is with My Monthly Budget, and there is no better time than now. With My Monthly Budget you'll be able to see all your income and expenses, and you'll learn exactly how much you're spending each month. With just one glance of our calendar, you'll know what bills are unpaid, which you've paid and scheduled payments, and which are set up on auto-pay - you'll even see each day you get paid. Don't worry about storage - we keep your monthly budgets for as long as you're a member!
When it comes to your financial budget, "If you fail to plan, you plan to fail."Creating a budget can take your finances in an entirely new direction, get started today and let us help you find the path to financial freedom.